Your deductible comes due first
Most health plans make you pay the deductible before they pay.
Hospital indemnity pays you a fixed amount when you're admitted, on top of your health plan. Same price as going direct.
See my pricesBenefits, prices and available plans may vary by state and ZIP code.
Even with health insurance, a hospital stay leaves you with the deductible, copays and days without a paycheck. Hospital indemnity pays you a fixed cash benefit to help with what’s left.
Paid per admission or per day, depending on the plan
Sent directly to you, not to the hospital
Spend it how you need: bills, rent or groceries
Compare benefits, waiting periods and premiums from leading insurers on one screen. No calls, no pressure.
What a plan pays when you're in the hospital varies a lot from one plan to the next.
Some plans also cover ICU stays or outpatient surgery. Others only pay when you're admitted.
Two plans at the same monthly price can pay very different benefits. We show you each one before you pick.
Eppigo is not an insurance carrier and does not underwrite policies; insurance is provided by appointed carriers in each jurisdiction.
Takes under 3 minutes. No commitment until you choose a plan.
See my pricesA plan that pays you a fixed cash amount when you're admitted to the hospital, on top of what your health plan covers.
No. It's supplemental coverage that works alongside your health plan. It pays you, not your doctors or the hospital.
Once your claim is approved, the benefit is paid directly to you. You decide how to use it.
It depends on the plan. Some cover accidents right away and have a wait for illness. You'll see the details for every plan before you pick.
Some plans ask a few, others don't. Pre-existing conditions may be excluded for a period, so check each plan's terms.
Yes. Benefits are paid to you no matter which hospital you're admitted to.
Eppigo is not an insurance carrier and does not underwrite policies. Your policy is issued and underwritten by an appointed carrier in your state.
A plan that pays you a fixed cash amount when you're admitted to the hospital, on top of what your health plan covers.
No. It's supplemental coverage that works alongside your health plan. It pays you, not your doctors or the hospital.
Once your claim is approved, the benefit is paid directly to you. You decide how to use it.
It depends on the plan. Some cover accidents right away and have a wait for illness. You'll see the details for every plan before you pick.
Some plans ask a few, others don't. Pre-existing conditions may be excluded for a period, so check each plan's terms.
Yes. Benefits are paid to you no matter which hospital you're admitted to.
Eppigo is not an insurance carrier and does not underwrite policies. Your policy is issued and underwritten by an appointed carrier in your state.